Westchester House & Home

This is a “invoice of well being” from a title insurance company, alerting you to who owns the property you are purchasing and to any liens, mortgages, or encumbrances on the property. It is important that you get a title commitment and title insurance. A typical gross sales settlement requires the seller to provide the client a “guarantee” deed. If the property is owned by an estate (as a result of the owner died), the personal representative might need to get a court docket order to acquire the authority to sign a deed on behalf of the property.

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