I have equity in my house, can I release it for home improvement projects? The Motley Fool UK

You’re always on time and most of all you know what you’re doing. I tried a lot of other service companies and none hold a candle to House Doctor… One-time and recurring maintenance solutions make it easy to keep your home in tip-top shape. From air filter replacement to winterization and everything in between, get peace of mind knowing all your home maintenance is handled by pros. Another significant change that homeowners are considering is the addition of an accessory dwelling unit .

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Many times people will create an opening through a wall between two rooms similar to a large window opening to try to make their home feel more open or bigger.
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However, it’s a good idea to weigh closing costs against interest rate savings and the potential increase in value to determine if a cash-out refinance makes sense for you. If you plan to move soon or take out only a small amount of money, a cash-out refinance may not be the best option. In most cases, you’ll need a credit score of at least 620 to do a cash-out refinance. The exact credit score you’ll need depends on factors like your loan type, how many units the property has and how much cash you’re taking out. Refinancing is a low-interest way to get tax-free cash for remodeling your kitchen, finishing your basement or anything you choose. Home improvement agencies are not-for-profit organisations run by housing associations, local authorities and charities.

Installing a smart thermostat, for example, helps improve efficiency and save money, says Scott Ewald of Trane, an HVAC company. The national average cost to build an addition is $49,562, according to estimates from HomeAdvisor. The actual cost will vary depending on the type of room you’re looking to add. For example, tacking on a laundry room to your home might be as little as around $8,000, while adding a House & Home Improvement new bedroom with an en suite bathroom might run up to $100,000. Suzanne De Vita is the mortgage editor for Bankrate, focusing on mortgage and real estate topics for homebuyers, homeowners, investors and renters. Renovations that increase the size of a home, or create additional outdoor space with multiple functions, or increase the functionality of spaces, can also be relied upon to add value, says Steckel.

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If you’re not sure where to start when it comes to outdoor projects, begin with some easy plants. Build a wooden planter box to add some color to the front of your home, plant some colorful flowering shrubs and add some bee-friendly plants to your yard. Many times people will create an opening through a wall between two rooms similar to a large window opening to try to make their home feel more open or bigger. These openings really can make a big difference but adding an extra feature to them like an arched top makes them more appealing to the eye…

Do Some Painting

A disabled facilities grant will be no more than £30,000 in England and £36,000 in Wales. However, your local authority can top up this up, as it can give you other help with home improvements . The amount of grant you get depends on your income and savings, unless the work is to meet the needs of a disabled person under 16, or in some cases, over 16 but under 19. Generally, a local authority does not have to pay a grant or loan within any particular time limit.